When you're the one the business depends on
You built it all.
Who keeps it running without you?
Stillago is an encrypted emergency playbook for whoever has to run things if you can't be there tomorrow: the accounts, logins, and how money, vendors, and client promises actually work. Many owners build it with the fractional CFO or firm who already helps run the business.
The scenario
Imagine tomorrow morning, you don't wake up.
Your phone locks. The carrier cancels the SIM within 48 hours. Every account tied to that number - your bank, Stripe, email, hosting - is now behind a 2FA wall your spouse can't get through.
Your biggest client emails asking about a deliverable due Friday. Your spouse doesn't know they exist. The invoice from last month is sitting in a platform they've never heard of, paid by a card they can't find.
The domain renews next week. Hosting auto-charges the day after. Nobody knows the logins. The site goes dark. The business your clients depend on - the one you spent years building - starts dying one expired password at a time.
This isn't a worst case scenario. This is Tuesday.
Phone SIM cancelled. 2FA codes stop arriving. Bank, email, and hosting accounts become inaccessible.
Domain and hosting charges bounce. Client work stalls. Contractors don't get paid. Site goes dark.
Stripe holds payouts. Insurance claims start. Your spouse is guessing at every decision.
The gap
You have a will. You have life insurance.
You have zero documentation for how your business actually runs.
Estate lawyers handle assets. Password managers store passwords. Neither one tells your spouse which clients need a call this week, which contractor handles your fulfillment, or that the Stripe payout schedule changes on the 15th.
The average business owner has 23+ years of institutional knowledge locked in their head. Logins, relationships, recurring charges, client obligations, vendor contacts, decisions about what to keep and what to kill. None of it written down. All of it critical.
That's the gap Stillago fills.
Who this is for
If you've ever thought “I should really document all this” - this is that.
Entrepreneurs & parallel ventures
You carry product vision, payroll, runway, investor updates, and vendor relationships in one calendar. If you are gone, your partner should not have to reverse-engineer your company from receipts. Stillago is the operating system they inherit - not just passwords.
Agency & SaaS owners
Contractor relationships, client retainers, deployment pipelines, DNS records - all in your head. Your partner couldn't even find the codebase, let alone keep clients happy.
Business owners 35-65
You've been meaning to do this for years. Maybe a health scare, a friend's loss, or a 3am thought finally brought you here. The best time was yesterday. The second best time is now.
For CFOs & advisory firms
The same playbook - built for how you already steward clients.
Invite owners from your dashboard, co-brand their login and emergency experience, and see completion across your portfolio without another improvised spreadsheet.
Owners can still start on their own; you meet them where they are and run readiness as part of the relationship you already have.
For entrepreneurs
Key-person risk is not drama.
It is the default when you build.
Boards, banks, and buyers all ask who else can run the thing if you step away. Most entrepreneurs answer honestly: almost nobody. That is uncomfortable in a pitch deck - and unbearable at the kitchen table if something happens to you.
Stillago does not replace your CFO, COO, or estate plan. It gives the people who will have to act a single, encrypted playbook: what to do in the first 48 hours, which relationships matter, what can pause, and what must not break.
Already work with a fractional CFO or advisory firm? Here is how they use Stillago with clients.
The difference
Without a manual vs. with one.
Without Stillago
- ✕Spouse locked out of every account within 48 hours
- ✕Clients and contractors left in the dark
- ✕No idea which subscriptions matter or can be cancelled
- ✕Weeks of detective work to piece together finances
- ✕Business decisions made by guessing
- ✕Thousands lost to expired domains, bounced payments, missed deadlines
With Stillago
- ✓Emergency access link gives your partner everything instantly
- ✓Step-by-step first 48 hours plan - who to call, what to do
- ✓Every login, account number, and recovery method documented
- ✓Clear keep / pause / kill decisions already made for them
- ✓Key contacts (CPA, attorney, clients) listed with context
- ✓Downloadable PDF they can hand to an advisor or attorney
How it works
A guided manual for the person
who picks up where you left off.
Stillago walks you through 9 sections covering every critical layer of your business. Answer the questions at your own pace. We encrypt everything. Your partner gets a secure emergency link when they need it.
Answer at your pace
9 guided sections with smart suggestions and pre-fills. Start with the essentials - 3 sections, about 20 minutes. Fill in the rest when you can.
Encrypted and secure
Every sensitive field encrypted with AES-256. Passwordless login. No passwords to steal. Your data never leaves your control.
Emergency access
Generate a secure link for your partner. They get read-only access to everything - including a downloadable PDF - when the time comes.
Your workspace
The dashboard owners actually use
progress, Fresh Checks, exports, and emergency access in one place.
Same screen you land on after sign-in: completion ring, the next section to finish, quick update when life changes, and PDF + emergency tools when your family needs them.
Jordan's Manual
Harborline Studio LLC
The First 48 Hours
Devices and Access
Money Map
Business Operations
People to Call
Illustrative preview - your live dashboard reflects real section status, last edit dates, Fresh Check streaks, and whether emergency access is configured.
What's inside
Nine sections. Every blind spot covered.
Each section is designed around a real question your partner would face. Not hypothetical. Immediate.
Who to call, how to get into your phone, and what can't wait.
Every device, login, password manager, and recovery method.
Bank accounts, payment processors, what comes in, what goes out.
Domains, hosting, clients, contractors, SaaS - the machine.
Your CPA, attorney, key clients, and who can actually help.
What to keep running, what to pause, and what to shut down.
Policies, legal docs, and identification numbers in one place.
Government notifications, account transitions, your final message.
How the manual stays current as your business evolves.
What changes
Instead of chaos, your partner gets a playbook.
20 minutes to start
The 3 essential sections take about 20 minutes. Do them between meetings. The rest can wait.
Quarterly reminders
We'll nudge you every 90 days to review and update. Your manual stays accurate as things change.
PDF export
Download the full manual as a formatted PDF. Print it, store it in a safe, keep a copy with your attorney.
Bank-level security
AES-256 encryption on every sensitive field. Passwordless auth. Your data never sold, never shared.
Security
You're trusting us with everything.
We built it like we'd use it ourselves.
Individual Pricing
Priced for what it protects,
not the storage it uses.
One plan. One upsell if you have an advisor or a blended household. Security is never a tier.
Stillago Owner
The operational manual every business owner should leave behind.
~$12/month, billed annually
Start 14-day trial- Full 9-section emergency operations manual
- 1 designated emergency contact
- Ring the Bell wellness checks
- Weekly Fresh Check digest
- Encrypted sensitive fields (AES-256-GCM)
Stillago Owner Plus
For owners with an advisor, a blended family, or partners.
~$21/month, billed annually
Start 14-day trial- Everything in Owner
- Up to 3 emergency contacts
- Share-link access for your existing CPA or attorney (read-only)
- Quarterly reminder call with a human operator
- Early access to new sections
Fractional CFOs & firms
Your advisor can run Stillago for you with co-branding and a portfolio view while you stay on Owner or Plus as the household account.
What firms get
Starts at (Starter pack)
5 seats, $1,200/yr pack - equivalent before tax; see firm page for Growth & Scale.
Questions
You're probably wondering.
How is this different from a password manager?
How long does it actually take?
Is my data safe?
What does my partner see?
What if my business changes?
How is this different from estate planning?
Everything is still a go.
The manual takes 20 minutes to start. The peace of mind lasts forever.
Free to start. No credit card required.
Fractional CFO or advisory firm? See the firm playbook · Advisor pricing